The kid from Queens
When the MCU introduces Peter Parker, he's 15, lives with Aunt May in an apartment in Queens, and has been using his powers for a few months. The suit is improvised, the goggles are safety goggles, and the webs come from a web-shooter he built himself. His videos online catch the attention of Tony Stark, who shows up in Aunt May's living room offering a phony scholarship.
In reality, Tony needs backup against Steve Rogers's team. Peter gets a new suit, flies to Germany, and, in the airport battle, snatches the shield out of Captain America's hands. He goes home thrilled, with the suit as a gift and a promise that someone from Stark would be in touch.